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William King's Articles in Mortgages

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Murabha and Ijara: Home Finance for Muslims which is allowed by Islamic Law This article talks about the incidental problems faced by Muslims in the UK when they need a loan or mortgage from the banks because interest is not permissible under the Sharia’h. The best methods of finance for Muslims are Murabha and Ijara. Home finance and home mortgage options in Pakistan This article throws light of various issues relating to property financing and mortgage in Pakistan, and the financing ways available to investors. Also, it states the methods followed by lenders in granting loans for home purposes. Home finance and home loans in UAE. This article states about the options available for home loans in the UAE, and also informs the readers about the growth in UAE’s home finance sector. Which is better, fixed rate mortgage or an adjustable rate mortgage? There are essentially two types of mortgage loan schemes. First is the fixed rate mortgage scheme which charges a fixed rate of interest and is thus absolutely risk free. The other is the adjustable rate which changes depending on the chosen underlying index. A new mortgage scheme, called the hybrid rate mortgage is also evolving which gives the benefit of both the above mentioned schemes.

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